Medicare Plan Options

Let us help find the right Medicare plan for you

Are you ready to enroll in a Medicare plan? We're here to help. Let's explore your options and find the flexible benefits that work best for you. Enter your ZIP code to see our plans in your area. Or call 1-888-287-0144, TTY 711, from 8 a.m. to 9 p.m. ET, Monday through Friday.

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See what Medicare plans we offer

Looking for a Medicare plan that gives you the coverage you need? Simply use this tool to find one of our plans in your area.

Let’s choose a 2026 plan

If you know what you’re looking for, you can shop for a Medicare plan online. If you need help choosing a plan, give us a call at 1-888-287-0144, TTY 711, from 8 a.m. to 9 p.m. ET, Monday through Friday. Or fill out this short survey, and we’ll get in touch with you.

Medicare Advantage | BlueAdvantage (PPO)℠

Our Medicare Advantage BlueAdvantage plans are available throughout Tennessee, as well as Catoosa, Dade and Walker counties in North Georgia. They include:

$0 Copay for Primary Care Provider visits
$0 Premium plan options
$0 Copay options for preferred generic drugs

Get more info on our BlueAdvantage plans

NEW FOR 2026

Medicare Advantage | BlueAdvantage Total Heart and Diabetes and Total Heart and Diabetes Plus (PPO C-SNP)℠

These plans are designed for people living with a chronic heart condition or diabetes. Our Total and Total Plus plans are available throughout Tennessee. Our Total plan is also available in Catoosa, Dade and Walker counties in Georgia. Benefits include:

Over-the-counter and healthy food allowance
$0 Copay for Primary Care Provider visits
$15 Copay for specialist visits

Get more info on our BlueAdvantage Total plans

Medicare with Medicaid | BlueCare Plus Tennessee (HMO D-SNP)℠

Our BlueCare Plus Tennessee plans include:

$0 Premiums and deductibles
$0 Copay for preferred generic drugs
Monthly allowance for healthy food , over-the-counter items and rides to plan-approved locations through Uber Health

Get more info on our BlueCare Plus plans

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Medicare Supplement | BlueElite℠

Our Medicare Supplement plans include:

No networks
One predictable monthly payment
No referrals

Get more info on our BlueElite plans

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Three generations enjoying quality time together

Medicare 101

If you’re new or just want to understand Medicare a little better, check out this quick video or download our Medicare 101 Guide. Both can help you learn more about your options.

See our Medicare 101 Guide

I'm turning 65. When should I sign up?
When can I sign up for or switch plans?
After your initial enrollment period, you can join or switch plans during set times each year.
The Annual Enrollment Period (AEP) goes from Oct. 15 to Dec. 7. If you have Original Medicare, you can join a Medicare Advantage plan during this time. If you already have a Medicare Advantage plan, you can switch to another or go back to Original Medicare. Your new plan will start on Jan. 1 of the next year.
The Medicare Advantage Open Enrollment Period (MA OEP) goes from Jan. 1 to March 31. It’s for people who are already enrolled in a Medicare Advantage plan — even if you just signed up for one during AEP.
During MA OEP, you can switch to another Medicare Advantage plan. Or you can switch to Original Medicare. But you can only switch once during this period each year. Your new plan will start on the first day of the month after you switch.
Need a plan outside of these dates? If you’ve lost your coverage or had a major life change, you may qualify to make changes to your plan right away. Call us if you have questions.
What's your biggest piece of advice for me for choosing a plan?
When comparing plans, ask yourself these questions first.
What's your plan's rating?
Can you still see your favorite doctors?
If the plan you're considering has prescription coverage, are all your drugs covered?
What extra benefits do you get like dental, fitness and vision?
And is it better for you to spend less per month and more each time you get care, or vice versa?
Are you living with a health condition you’d like your Medicare plan to help you with?
Why would I choose a PPO plan like BlueAdvantage
Both Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO) plans have a network of providers you'll pay less to use. If you need to see a provider outside of that network, a PPO plan gives you some benefits for that care. But you'll still pay less by going to an in-network provider. An HMO plan generally won't cover care outside of your network. That means you'll pay the full cost for care outside of your network if you have an HMO Medicare plan unless it's an emergency. All of our BlueAdvantage plans are PPO plans. We have a wide network of providers, and we offer some coverage for visits to providers who aren't in our network, too.
I'm a current BlueAdvantage member. Do I need to re-enroll every year?

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Find care

See what doctors, hospitals and specialists are in our Medicare Advantage network.

FIND CARE

Senior Tennessee couple living life in retirement

See how our Medicare plans compare

This quick comparison should help you narrow in on the plan for you.

We can also help you think through your options. Just click the blue button and answer a few questions. Or give us a call at 1-888-287-0144, TTY 711, Monday through Friday from 8 a.m. to 9 p.m. ET.

FIND MY PLAN

Plans that can include:	_{Our Medicare Advantage Plans}	_{Our Medicare Supplement Plans}	_{Our Medicare with Medicaid Plans}
Prescription drug coverage
$0 monthly premium options
Access to any doctor or hospital that accepts Medicare
No referrals required
Free fitness program
Dental, vision and hearing included

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Get added value with Medicare Advantage

It's important to make sure you have a plan that covers everything you're expecting. We have Medicare Advantage plan options that cover things Original Medicare doesn’t—like dental, vision and hearing aids, so you can be ready for anything.

DENTAL, VISION & HEARING

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See if we cover your drugs

Our covered drug lists (also called formularies) tell you what Part D prescription drugs we cover. They also tell you what tier each drug is in. This helps you know how much you can expect to pay at the pharmacy. You can find our 2026 covered drug lists below.

See our 2026 covered drug list for members of:

BlueAdvantage Sapphire (PPO)^SM
BlueAdvantage Garnet (PPO)^SM
BlueAdvantage Ruby (PPO)^SM
BlueAdvantage Diamond (PPO)^SM
BlueAdvantage Total Heart and Diabetes (PPO C-SNP)^SM

View Drug List (Formulary) (Updated: 6/1/2026)

See our 2026 covered drug list for members of:

BlueAdvantage Extra (PPO)^SM
BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP)^SM

View Drug List (Formulary) (Updated: 6/1/2026)

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Get one-on-one help

We’re here to help answer your questions and guide you through your Medicare options. Just call us at 1-888-287-0144, TTY 711, from 8 a.m. to 9 p.m. ET, Monday through Friday. Prefer we reach out to you? Just fill out this short form and let us know how we can get in touch.

Get in touch

Medicare Plan Options

Medicare Advantage | BlueAdvantage (PPO)℠

Medicare Advantage | BlueAdvantage Total Heart and Diabetes and Total Heart and Diabetes Plus (PPO C-SNP)℠

Medicare with Medicaid | BlueCare Plus Tennessee (HMO D-SNP)℠

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Medicare Supplement | BlueElite℠

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I'm turning 65. When should I sign up?

When can I sign up for or switch plans?

What's your biggest piece of advice for me for choosing a plan?

Why would I choose a PPO plan like BlueAdvantage

I'm a current BlueAdvantage member. Do I need to re-enroll every year?

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Find care

Plans that can include:

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Get added value with Medicare Advantage

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See our 2026 covered drug list for members of:

See our 2026 covered drug list for members of:

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Get one-on-one help

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Medicare with Medicaid | BlueCare Plus Tennessee (HMO D-SNP)℠

Medicare Supplement | BlueElite℠

I'm turning 65. When should I sign up?

When can I sign up for or switch plans?

What's your biggest piece of advice for me for choosing a plan?

Why would I choose a PPO plan like BlueAdvantage

I'm a current BlueAdvantage member. Do I need to re-enroll every year?

Plans that can include:

Get added value with Medicare Advantage

See our 2026 covered drug list for members of:

See our 2026 covered drug list for members of:

Get one-on-one help

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